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There was just a commercial on about debt reduction. Regarding having buttloads of credit card debt, it said:

"It can happen to anyone at anytime[sic], and itapos;s probably not your fault."

Wait, really? Seriously? I mean, unless youapos;re looking at it at a societal haves-and-have-nots meta-level, Iapos;m pretty sure that being in debt because you bought things on credit is, in fact, your fault.

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